I do pay annual fee for cards I think is reasonable. They will also ask you if you would like to transfer a balance from your existing cards. The Bankwest Breeze Gold Mastercard provides the features of a Platinum card for a lower annual fee. These documents can be faxed or emailed to Bankwest and in most cases, the documents must have been issued within 18 months of your Bankwest credit card application. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria. The use of terms 'Best' and 'Top' are not product ratings and are. Start window shopping at the.
Visit for details about World Mastercard experiences. No annual fee, up to 55 interest free days and no foreign exchange margin on international purchases. See our guide on for further information. A variable purchase rate of 8. After that, a standard interest rate will apply to any debt remaining from the transfer. If you have a Bankwest transaction account, you can make a payment via the Bankwest Online Banking service.
You can also ask us a question by using the form at the bottom of the page. Introductory rate on balance transfers is available for a limited time and only to new Bankwest More Mastercard customers who apply from 15 May 2017 until the promotion ends, and are approved. BankWest credit card is considered to be one of the best credit cards in Australia for its low interest rate charges and several other incentives. This gives me some breathing room when money is tight. Exclusions, limitations and points caps apply.
You may be conditionally approved, approved in full or declined for a Bankwest credit card. You can choose to pay just the minimum amount, the statement balance, account balance or a fixed amount. There is a limit of one Bankwest Breeze Mastercard, one Bankwest Zero Mastercard, one Bankwest Qantas Mastercard and one Bankwest More Mastercard per customer. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. If your card is lost or stolen, call Bankwest and they will block your card and arrange for a new one to be sent out to you. You can make your bank transactions using Bankwest online banking or phone banking.
Each cardholder must be over the age of 16. This is a public forum presenting user opinions on selected products and businesses, and as such the views expressed do not reflect the opinion of ProductReview. According to the Bankwest Credit Cards Conditions of Use document, the card is only valid until the expiry date. Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You can change your credit limit at any time after you get your credit card from Bankwest.
And with a complimentary concierge service, if you find yourself in need of a restaurant, last minute gift, dentist or get away, you can give your personal assistant a call anytime of the day or night to help. This card charges a standard cash advance rate of 21. There are also premium platinum and World Mastercard options that provide additional perks for eligible cardholders, such as complimentary insurance and no international transaction fees. No foreign transaction fees apply for Platinum customers. Pay this account off in full when your statement is issued, and you can you use the card for interest-free purchases during the month.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page. Annual fee is waived for the first year for new Bankwest Breeze Mastercard customers and will be payable in subsequent years on the anniversary date of card opening. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia for example, online where the merchant or the financial institution or entity processing the transaction is located overseas. The Bankwest Breeze Gold Mastercard provides an introductory interest rate of 2. If the additional cardholder is not already a Bankwest customer, they will need to verify their identity before a supplementary card can be issued. Rewards and redemption values subject to change and availability. So if you're looking for a no frills and leave a significant unpaid balance each month, the interest you save with BankWest Lite MasterCard will easily outweigh any jazzy rewards program from the other providers.
Section 24 of our further outlines how this interest free period is calculated. Membership and the earning and redemption of points are subject to the. Please note that if you only pay the minimum repayment amount each month, your remaining balances will start collecting interest. Key features: The Bankwest Zero Platinum Credit Card has a standard purchase rate of 17. This page compares a range of products from selected providers and not all products or providers are included in the comparison. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia for example, online where the merchant or the financial institution or entity processing the transaction is located overseas.
The total Qantas Points including any bonus points that can be earned in each year are: 50,000 Qantas Points if your Card is a Bankwest Qantas Classic Mastercard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum Mastercard. No foreign transaction fees apply for Platinum customers. I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. To use this Website, you are required to read the which you agree to be provided by accessing the link. The Lite Direct Account is available for Australian permanent residents and certain temporary residents holding a valid visa.
Suddenly find in middle of the night that I can't use my money to pay for the tank fuel that I just bought because my debit Mastercard had been blocked. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. We can also provide you with general advice and factual information on about a range of other products, services and providers. General disclaimer: All third party trademarks, images and copyrights on this page are used for the purpose of comparative advertising, criticism or review. Through BankWest More MasterCard you can get more choice, more financial flexibility and more rewards. Well, according to their website, the Lite offers Australia's lowest ongoing interest rate, at an almost secured rate of 11.